The National Insurance Institute recognises two types of disability pension: work disability and general disability. The difference is significant in terms of the pension amount, eligibility conditions, and the manner in which percentages are calculated. A person injured in a work accident or suffering from an occupational disease is entitled to work disability, which is generally higher.
Difference Between Work Disability and General Disability
Work Disability: Eligibility Conditions
Work disability is granted to someone injured in a work accident (including a commuting accident) or who contracted a recognised occupational disease. There is no requirement for a minimum disability percentage for a monthly pension: even 9% disability entitles the person to a one-time benefit, and 20% and above entitles to a monthly pension.
General Disability: Different Conditions
General disability is granted to someone unable to work due to a medical impairment unrelated to work. The conditions are higher disability percentages and a significant impact on earning capacity. The pension is generally lower than work disability.
Both Can Be Received Together
Someone suffering from both a work injury and another impairment may receive both pensions simultaneously, subject to the anti-accumulation rules in the law. It is important to plan the filing strategy for both claims correctly.
Benefits and Compensation
- Monthly disability pension according to the disability rate
- One-time grant for disabilities of 9%–19%
- Retroactive payments if entitlement is recognised belatedly
- CPI linkage
How We Work
- Submit the claim to the National Insurance Institute within 12 months of the injury
- Collect full medical records
- Check whether general disability eligibility also exists
- Consult on the filing strategy
Free initial consultation: Contact us or 072-2428822.
Frequently Asked Questions
I was injured at work two years ago and did not file a claim. Is it still possible?
A work disability claim can be filed even years after the injury, but there are limitation periods. Consult in advance. See: National Insurance — main page.
The National Insurance Institute determined 18% disability. How much will I receive?
18% entitles to a one-time grant, not a monthly pension. 20% and above entitles to a monthly pension. The actual disability rate can be appealed. See: NII Appeals Committee.
Is the work disability pension taxable?
The general disability pension is generally tax-exempt. Verify specific circumstances with a tax adviser. See: Work Injury Benefits.
