Football Player Insurance Claims: Rights of Sports Employees

By: Attorney Michael Lev

Case Background

A football player who was part of a workers’ cooperative sports club sustained a serious injury during a match. When he sought compensation from the National Insurance Institute (Bituach Leumi) and through the club’s insurance policy, a dispute arose over his legal status: was he an employee, a volunteer, or an independent contractor? The answer determined whether he was entitled to workplace injury benefits.

The Legal Question: Employee or Volunteer?

In Israel, the distinction between an employee and a non-employee in sports clubs is not always clear. Courts apply a multi-factor test to determine the relationship, including:

• Whether the player received regular remuneration (salary, expenses, bonuses)
• Whether the club exercised control and direction over the player’s activities
• Whether the player was integrated into the club’s organizational structure
• Whether there was an expectation of exclusivity or commitment

The Court’s Ruling

The court found that the player was indeed an employee entitled to compensation, despite the club’s claim that he was merely a volunteer. The court relied on evidence of regular payments, training obligations, and organizational integration to establish the employment relationship.

Practical Lessons for Sports Club Players

1. Keep records of all payments received from the club, even informal cash payments
2. Document training schedules, team commitments, and any written agreements with the club
3. Report any work injury immediately to the National Insurance Institute (Bituach Leumi)
4. Consult a lawyer specializing in work injuries and sports law before accepting any settlement

Frequently Asked Questions

If you were injured during sports activities and need help establishing your rights, contact the Lev-Taieb insurance and work injury team. Call 03-609-0958.

Further reading: Insurance Claims | National Insurance | Case Results

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